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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Hassle free borrowing

I borrowed from Zopa to buy a car. It was easy quick and hassle free. I would tecommend Zopa ! Reviewed on: 22nd June 2017

Easy, timely and reliable

very impressed with the speedy process, the ease of completing the application and the reliability of this company and their products! One happy customer! Reviewed on: 22nd June 2017

Great service

Simple to apply for with good rates of interest. Reviewed on: 22nd June 2017

Excellent service, with a system that is very easy to use.

Very fast and straightforward online setup. An excellent service that is so much easier to deal with than the major banks. Reviewed on: 22nd June 2017

Perfect

easy to set up and amazing interest rate Reviewed on: 22nd June 2017

Fast and fabulous

The application process was simply. The approval time was less then initially relayed. Money made available super fast. Thank you Zopa for taking a little stress out of my life. Reviewed on: 22nd June 2017

Easy

Easy to set up and fantastic interest rate Reviewed on: 22nd June 2017

Easy and reliable

Exceptional interest rate and so easy to set up. Payment made as promised. Not sure anything could have gone better Reviewed on: 22nd June 2017

Real world lenders

When I needed a loan and seeked comparison sites, only Zopa came back with realistic prices. Since taking out the loan I had a few queries that were answered quickly and promptly by customer service from their UK based centre. Thank You for trouble free lending. Reviewed on: 22nd June 2017

Excellent Provider

No hidden costs, very easy to obtain funds and would offer me the full amount that I was looking for where other banks and providers would not. Reviewed on: 22nd June 2017

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