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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Best loan company I've ever used

I've used Zopa loans a number of times and would never used another loan company. I've found their customer service easily accessible and extremely helpful and should I require a loan in the future I will most definitely choose Zopa again Reviewed on: 22nd June 2017

Brilliant

Quite simply a brilliant, professional and speedy service. I will always use Zopa for loans and have done on numerous occasions already. Reviewed on: 22nd June 2017

Why Zopa?

A great company who make little fuss about lending money, its a simple way to borrow money without any hassle. I have reviewed other products and they appear a really sound company with lots of different options to help individuals in many walks of life. Well done and keep up he good wotk Reviewed on: 22nd June 2017

Easy, professional, competitive

The most competitive rate, always felt like dealing with professionals despite not being a high st bank, and easy to arrange whilst still making me feel sure that taking out my first loan was the right decision at the right time Reviewed on: 22nd June 2017

Heaven sent

My experience was just a clear straight forward choice given to me with just a click. Every click of the application process was very easy to understand. Reviewed on: 22nd June 2017

Very easy.

So easy to use. Very courteous on the phone. And money was so quick to arrive. Reviewed on: 22nd June 2017

Very happy

Two simple loans. 1st loan very much the best deal!!!! Reviewed on: 22nd June 2017

Simple and easy and quock

Took about 5 mins to fill in details and get a answer back and was at very fair interest rate Reviewed on: 22nd June 2017

Easy and cheaper than banks

No problems and eSir to set up. Made you feel like a human in your decisions and never treated you like the undeserved. Reviewed on: 22nd June 2017

No hassle loan

Quick and easy, money available in a few days. Hassle free. Great service. Reviewed on: 22nd June 2017

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