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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy 2 use

Easy and quick from start 2 finish. Reviewed on: 22nd June 2017

Incredibly efficient

All my checks were done quickly and I had my money sooner than expected, payments easy to handle and can check for updates easily on the website Reviewed on: 22nd June 2017

Brilliant

Great service, excellent customer service Reviewed on: 22nd June 2017

Easy process

Simple clear and easy process. Great website. Would recommend to others! Reviewed on: 22nd June 2017

Hassle Free, Competitive & Simple

Very easy and quick application process, clear and concise Web site with very competitive rates. Everything kept jargon free and simple. Would use again. Reviewed on: 22nd June 2017

Great company

Easy to use, fast processing of documents Reviewed on: 22nd June 2017

Quick and Easy

Extremely competitive loan rate, easy to set up, easy to manage. I love my bank and use them for most products but they couldn't compete when it came to a personal loan. Reviewed on: 22nd June 2017

Top money

Very easy company to deal with & what I like about them is totally stress free what is just what you want Reviewed on: 22nd June 2017

very easy to deal with

Good rates Good service Very simple to set up Reviewed on: 22nd June 2017

Easy to manage account and great service

My Zopa account has been really easy to manage and the service from the team and online has been fantastic. Reviewed on: 22nd June 2017

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