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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Straight forward process and excellent interest rates

I have used Zopa twice now and they cannot be beaten on interest rates . The process of applying is so easy and also quick. Reviewed on: 22nd June 2017

Great Service

Friendly and easy to use. Great support when required. Reviewed on: 22nd June 2017

Made easy to apply

Good rate to borrow. Company you can trust Reviewed on: 22nd June 2017

Great service

Excellent and easy Process. Easy payment method. No early payment charges. Overall 10 out of 10 Reviewed on: 22nd June 2017

Brilliant - easy & affordable

From start to finish such an easy transaction. Money was in my account quickly too. Definitely would recommend! Reviewed on: 22nd June 2017

Straightforward, and easy to keep track - great loan provider

I had been nervous about applying for my first position loan, I'd worried it would be complicated and that I'd end up with a bad deal. Zopa made it easy to apply, fully explain the repayment plan and interest rate (which was great) and it has been easy to make repayments and keep track of progress. I have already recommended Zopa to others. Reviewed on: 22nd June 2017

Great Loan at a great rate.

Everything was done quickly and effectively through their website. Not had any problems and would highly recommend to anyone looking for a loan. Reviewed on: 22nd June 2017

Excellent service and quick response

I purchased a load from zoopla which was easy and hassle free. They payment was made quick and helped my life out at the time. Reviewed on: 22nd June 2017

Real and Practical

One of the most convenient and practical companies ever. It's straight forward. I didn't even believe it's true until the loan hit my account. Real, practical, on time, and hassle free. Highly recommended Reviewed on: 22nd June 2017

Had a great experience with them

Loan went smoothly with no problem from start to finish I really couldn't have asked for a better service Reviewed on: 22nd June 2017

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