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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67233 reviews)

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4.94

Based on 67,233 reviews, last reviewed 19th Jan 2026

65100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very simple process and speedy acceptance Very simple process and speedy acceptance Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67233)

Brilliant

I have always looked for a means to show my appreciation for helpful Zopa has been when I desperately needed a loan. The very first loan I was able to secure, with a very low interest. Very pleased and happy to have a second go if I need another loan. B. H. Harry. Reviewed on: 3rd January 2018

Quick and Easy

I found the website easy to use and received a response very quickly. Very impressed with the service I received and would recommend Zopa. Reviewed on: 3rd January 2018

Straight forward lending at very competitive pricing

Straight forward lending at very competitive pricing. Brilliant online account. No need to contact customer services. Quick. Reviewed on: 3rd January 2018

Best Rates for Low score

Very affordable rates , within your budget and much better then credit cards Reviewed on: 3rd January 2018

Excellent

Its a great way to see how much your loan will cost based on your credit rating Reviewed on: 3rd January 2018

Amazing quick better than any bank

Superb can’t rate the service more! Quick easy, and great rates! Reviewed on: 3rd January 2018

Great service

Fast friendly service, always kept up to date with easy accessible online tools to help manage your account. Reviewed on: 3rd January 2018

Happy with communications

Good company to deal with keep you well informed about your loan with them Reviewed on: 3rd January 2018

Zips loan

Needed a loan to get a car. Had the loan in time to buy the car with cash. Reviewed on: 3rd January 2018

Easy quick solution to a loan

straight forward process with a quick solution to a loan application, money was transferred within 24 hours. competitive rates in the market and option to pay off more without any penalty's is a bonus Reviewed on: 3rd January 2018

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