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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

excellent service

a very easy process from start to finish. quick desicion and money was in my account at the time stated. low interest rate with afforadable replayments. Would recommend this service to anyone. Reviewed on: 30th May 2017

Simple

Easy to get a loan, very helpful and great rates! Reviewed on: 30th May 2017

Good service

Quick and easy way to get money. Simple applications and fast answer. Reviewed on: 30th May 2017

Great loan company!

Everyone was so helpful in helping me with the loan I got. Quick and effective response. 100% would recommend! Reviewed on: 30th May 2017

Very Easy application and administration of Loan

Zopa have been one of the easiest Loan Companies I have ever dealt with all straight forward easy application and great customer service. Easy to keep track of where the loan is at through the term of the loan online. Reviewed on: 30th May 2017

Easy, efficient & professional

Quick and easy to apply with efficient response and fund release Reviewed on: 30th May 2017

Simple, Swift Procedure.

Very simple application, swift processing and quick transfer of funds to my account, Super service with no hassle. Mel Reviewed on: 30th May 2017

Great rates

Best rates I've seen and very quick payout Reviewed on: 30th May 2017

Great service

Was really happy with process of getting a loan through zopa. The online form was easy to fill in only took 10 minutes and got the approval through the following day and had my money in the bank within 3 days (could have had it instantly if I paid a fee but I wasn't in a rush. Applied Thursday and had the money in my bank the following Monday). Would highly recommend and the interest rate was the best on the market really low competitive rate. Top marks from a happy customer Mrs Sheridan Reviewed on: 30th May 2017

Does what it says on the screen

Found Zopa simple to use, swift to reply, easy to keep track of, friendly and helpful if on the phone. Just Grrrrrreat Reviewed on: 30th May 2017

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