Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Amazing

It's really help me a lot , no stress no worries thankx Zopa Reviewed on: 30th May 2017

Easy & cheap!

I was so relieved to discover a loan from Zopa, so much cheaper than any others I'd seen. Really easy to set up & pay. Allowed me to book flights to see my friend in Australia!! Would highly recommend. Reviewed on: 30th May 2017

SIMPLE, EASY AND FAST

It was very easy and simple to make the application. I got a very fast response. Thank you Zopa. Reviewed on: 30th May 2017

Easy, affordable quick and reliable.

Iv used zopa a number of times as i find there service reliable, forms are straight foward to fill in to apply and repayments affordable and competative rates. Reviewed on: 30th May 2017

Simple, easy & efficient

I needed some money to help with my purchase of an engagement ring. Wary of highstreet banks interest rates, long winded approvals and the rest I did some research and found Zopa (following a great recommendation on money saving expert). I found the initial application process to be very simple, and was quickly approved for a loan to boot. Within a week i had the money in my account, and a week later I was engaged! A brilliant ending to a fantastic service. Couldn't recommend Zopa enough, theyre brilliant! Reviewed on: 30th May 2017

Common Sense approach

Having used Zopa for a 3rd time I have already recommend them for Loans to my friends and family. One of the best features they have is the ability to make an additional payment towards it, to either bring down the loan repayments or to shorten the loan length. Both of which incur no additional charges! I have not had any issues with them for the last 7 years and will most likely continue to use Zopa as my Go-To loan provider. Reviewed on: 30th May 2017

Such a hassle free easy transaction

I would normally look to my bank as first port of call for a loan but had heard of Zopa and thought I'd give it a go. The loan rate was better than what my bank were offering and the money was paid within days. Highly recommend to others! Reviewed on: 30th May 2017

Top money lender

Had a few loans and they're Apr is spot on.cheaper than most and customer service is great.especially being internet only. Reviewed on: 30th May 2017

Easy to arrange, low interest loan.

I have had two loans with Zopa. The initial loan was for a car, much lower interest than car finance. Easy to arrange online. I later had a top up loan. Again, no problems. Good communication. Would definitely use Zopa again and recommend to others. Reviewed on: 30th May 2017

So easy

Had a loan for a car from zopa was so easy to apply for and quick. Great online service, you can view your balance very impressed would definite recommend. I have had no problems and will use again if I need another loan. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

BetterBorrow
from BetterBorrow 4.87 from 906 reviews
Personal Loan
from TSB 3.10 from 19 reviews
Loans
from Penny Post Credit Union 4.89 from 663 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub