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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Good service

I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

A great product for all

A great product with a decent interest rate that reflects my circumstances. A great app to use to see all of my accounts in one go Reviewed on: 26th March 2026

Simply classy

When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Zopa have helped me and my family for years now...

Zopa have helped me and my family for many years now gave me a loan when my family really needed it I'm now saving monthly with there great savings accounts on offer 5* Reviewed on: 24th March 2026

Smart ste

Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING...

FAST AND EFFICIENT EXCELLENT SERVICE MADE EVERYTHING EFFORTLESS WOULD DEFINITELY COME BACK AGAIN Reviewed on: 20th March 2026

Excellent service quick decision what's not to like

Excellent service quick decision what's not to like Reviewed on: 19th March 2026

First time loan for new bathroom

This the first time I have taken out a loan which was a bit daunting. However, the whole process was quick & easy a love how I can monitor my account & payments in the app. Reviewed on: 19th March 2026

My Journey. A successful hassle free loan application.

The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent and efficient manner. As soon I was able to provide the documentation and information they required, I was given an answer straight away, and that gave me the confidence and feeling of satisfaction I was looking for when I needed it.. Reviewed on: 17th March 2026

Simply the best.

Great experience from start to finish. All the questions were easy to understand Reviewed on: 17th March 2026

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