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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Decision in seconds, great interest rates.

My second loan. Smooth application. Reviewed on: 30th May 2017

Unbeatable

I needed a loan quick due to my car giving up on me. Zopa gave me a loan within a couple days at an unrivalled apr. I've told many friends and family to use Zopa and if I ever needed another loan, I would 100% use this company. Reviewed on: 30th May 2017

Fast, fair and hassle-free

I needed a consolidation loan to shift from high APR cards & loans offered to me by my bank and Zopa exceeded my expectations. The whole process is simple, fast & clear with an excellent online site. Communication has been excellent throughout - they even contacted me when I could get a new loan at a better rate! How many banks would do that! Reviewed on: 30th May 2017

An excellent company with helpful products

After searching a number of financing avenues for a car purchase I happened on Zopa. The application process online was extremely clear and simple to follow, the approval process was fast and efficient - as was the subsequent money transfer. I'm very pleased with the rate of interest offered and everything seems clear and easy to use and follow. Well done Zopa! Reviewed on: 30th May 2017

Excellent

I had a really positive experience with Zopa so have no hesitation in recommending them. Reviewed on: 30th May 2017

Easy to apply low rate

From start to finish this is how the loan process should be . I have a foreign income and still had a response within days . Was by far the cheapest loan available on the market Reviewed on: 30th May 2017

Great Service

Really straight forward process obtaining a loan and was kept up to date throughout the process. Really quick timescales & great keeping in touch for any questions. Would definitely recommend Reviewed on: 30th May 2017

Simple & easy & clear

Easy to apply. Clear terms. Simple to manage Reviewed on: 30th May 2017

Quick easy and economical

I found my experiences with Zopa to be so easy. Simple online application and straightforward process. It was quick and the rates are the best. Reviewed on: 30th May 2017

Easy,reasonable,and user friendly

It was a simple easy process. I found the rates reasonable. The staff team were open and friendly. The website is user friendly.i like the idea I could be supporting a venture. . Reviewed on: 30th May 2017

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