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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Very transparent and easy to apply process

I chose Zopa when I needed to take a loan. The interest rates they provide are probably the lowest and best on the market. Application process was very quick and transparent. The response came after couple of days. No hidden costs. Would recommend to everyone who is not sure about choosing the right loan provider. Reviewed on: 19th December 2016

easy efficient and reliable

I am pleased with Zopa, the way they agreed loan initially and followed up by user friendly website. All you need during periods of financial stress. Thank you. Reviewed on: 19th December 2016

Very easy and fast.

Had my money in by bank within a day. Easy application process. Very satisfied Reviewed on: 19th December 2016

simple borrowing

The loan application process was simple, the rates really competitive and I liked not having to use one of the big banks. Monitoring my account feels secure but isn't too complicated. I would choose Zopa for loans every time Reviewed on: 19th December 2016

Great lender

Great lender. Easy to use website. Fantastic service and loan rates. Reviewed on: 19th December 2016

Excellent fast service

Great experience with Zopa. Quick loan payment and excellent rates. I have already recommended to a number of friends and family. Reviewed on: 19th December 2016

Better than the bank

Excellent service, very quick and easy, and better rates than the banks were offering me. Reviewed on: 19th December 2016

Easygoing, ethical and enlightened company

I chose Zopa because of their reputation. They didn't disappoint. In this era they have the balance just right. Great, well trained staff on the end of the phone and a pleasant digital experience online. Reviewed on: 19th December 2016

Brilliantly quick, fantastically easy!

So easy to use, friendly and fast, couldn't ask for more! Reviewed on: 19th December 2016

Great, friendly, speedy, decision and very little red tape LOVE THEM

Very fast and efficient with very little red tape Excellent and very efficient service Can't Fault anything. Dave Reviewed on: 19th December 2016

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