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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy t deal with

Applying for a loan with Zopa was easy from start to finish. The online application was straightforward and we had approval in a short space of time. The money followed as soon as we requested. Thank you . Reviewed on: 19th December 2016

1st class

The first time i have taken out a loan,it was fast, no fuss and professionally dealt with.The rates were excellent and i would use zopa again in the future. Reviewed on: 19th December 2016

The no fuss loan

It was the easiest and quickest application I have ever done NO FUSS WHAT SO EVER Reviewed on: 19th December 2016

Good help

I had been online to Zopa. Service staff nice had email other as I am deaf. Explained, smooth and to understand and happy. Reviewed on: 19th December 2016

Fast, easy and effective

I needed a loan quickly and my credit rating had seen better days. Zopa offered a decent rate and the process was very straight forward. Had the money in my account with a couple of days from point of application. Reviewed on: 19th December 2016

Quick, clear and easy

Good idea and good interest rates. Reviewed on: 19th December 2016

Easy and fair to deal with

Needed a loan quick and zopa were great Reviewed on: 19th December 2016

Very flexible

Very easy to apply and the interest rate provided was the best on the market at the time. The extra payment option and monthly payment recalculation as a result of is a brilliant way for those who wish to bring that balance down more quickly without affecting the term and rate etc. All of this is achieved with the use of a customer friendly website that is easy to navigate and engineered in such a way to provide you with the best hassle free experience possible. I would and have already strongly recommended the use of the facilities that zopa offer to both family and friends. You will not be disappointed and for those who are looking to make 2017 a little more financially friendly I couldn't think of a better place to go. Merry Christmas and a happy new year. Reviewed on: 19th December 2016

Best Rates and so easy to apply

The rates were so good and it was such an easy process to apply. The money was in the bank with in a number of days. Would definitely borrow again and recommend to anyone! Reviewed on: 19th December 2016

Highly recommended

The whole process was very simple. Highly recommend Reviewed on: 19th December 2016

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