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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy and fast

Good competitive rates for poor credit holders. It has helped me get back on our feet. Reviewed on: 19th December 2016

ZOPA The Loan Arranger

This was the most amazing experience I have had with any company when trying to arrange a low interest affordable loan. The website was easy to navigate and te communication from the customer service dept is second to none. This was not just arranging the loan but goes on after and not just trying to sell you another loan. Reviewed on: 19th December 2016

No fuss fast loan

Needed a loan for travel to South America.excellent fast service. Reviewed on: 19th December 2016

Quick and easy

quick and easy application, money straight on account and convinient payment options. Reviewed on: 19th December 2016

Quick, easy and efficient.

Used Zopa Loan to pay off credit card. Zopa had the best rate and put the money in my account quickly. Reviewed on: 19th December 2016

You are verry trustible of best value loans company peaples

Very trustible and good value loans company peaples Reviewed on: 19th December 2016

Excellent service

Really easy to apply, great customer service, no hidden items all details made clear from the outset. Highly recommended! Reviewed on: 19th December 2016

A VERY EASY METHOD OF OBTAINING A LOAN.

THE ZOPA WEBSITE IS VERY EASY TO USE AND WAS PROBABLY THE MAIN REASON I TOOK OUT A LOAN WITH ZOPA. THE INFORMATION PROVIDED WAS VERY CLEAR. I PARTICULARLY LIKE THE FACILITY TO REPAY EXTRA WHEN I AM ABLE AS THIS REDUCES MY MONTHLY REPAYMENTS AT NO EXTRA COST. Reviewed on: 19th December 2016

No Fuss, No Hassle...

Went through the application process, got provisional acceptance, spoke to someone, all good, money in account a few days later... not as quick as it would have been with my bank, but the interest rate made it worth the wait... Way to go Zopa! Reviewed on: 19th December 2016

Zopa - showing how loans should be done

I've had a really positive first experience of Zopa when taking out a loan with them . The application process was really efficient and clear; with good communication and guidance throughout. The rates offered were excellent when compared to traditional lenders. Thanks Zopa! Reviewed on: 19th December 2016

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