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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Fair interest rate, trusty lender

Easy to take out the loan, great communication, and the best interest rate for what I needed. Would definitely use zopa again Reviewed on: 19th December 2016

Excellent and cheapest!

My loan experience was totally no fuss. Easily manageable and easy to view through the online account, always offered the cheapest rates compared to any other loan too - overall top service! Reviewed on: 19th December 2016

Best Loan Company

Having taken out a number of personal loans over the years, this was the simplest to complete with the fastest response and best interest rate - it could not have been simpler to make the choice! Reviewed on: 19th December 2016

Mr Maciej

Very High level of experience and customer service . Reviewed on: 19th December 2016

Simple application, Quick decision

The application process was simple and a decision was made very quickly. Very easy to manage your account online. Reviewed on: 19th December 2016

loan for everyone

Nice and easy without hiding costs. Strait answer and great rates. Reviewed on: 19th December 2016

Easy and friendly

Took no time for an answer and money was in my account the same day. Great service Reviewed on: 19th December 2016

Easy loan

Simple process from application to repayments and the website is very easy to navigate. Reviewed on: 19th December 2016

Easy

Quick and easy. No hassles, with great customer service. Reviewed on: 19th December 2016

Spot on!

Everything went very smoothly. Recommended to family and friends as well! Reviewed on: 19th December 2016

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