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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Best Provider

My credit rating isn't the best but Zopa helped me out big time. So I recommend them to anyone. They're very professional and quick at what they do. Reviewed on: 19th December 2016

A beautifully smooth operation. No fuss! No bother!

The whole process took very little time and the rates are very competitive. Everything has gone so well that I have had no opportunity to deal with them in more difficult circumstances. Reviewed on: 19th December 2016

Amazing Zopa!

Good rates, straightforward application process, well laid out and informative website. Simple options to pay extra and instantly see balance....what more can I say.....the best. Reviewed on: 19th December 2016

Best service ever

It's exactly like they said, no lies. Reviewed on: 19th December 2016

My go-to provider for any personal loan, every time.

First class service every time. A great company, great business model, and a happy customer every time. Recommended to all. Reviewed on: 19th December 2016

Purchasing Dreams

I applied for a loan with Zopa to buy a motorbike I have always wanted. They were the only loan provider to get back to me with a reasonable rate despite not having a good credit score. They have been helpful when I've needed to contact them and I haven't had any problems with them. Thank you for giving me a good rate and allowing me to purchase my dream bike. Reviewed on: 19th December 2016

Easy and hassle free, simple and convinient to helping me out.

I needed a quick loan at a time that was very personal to me. Thanks to zopa that happened quickly and efficiently. Would definitely recommend and will 100% be using again. Reviewed on: 19th December 2016

So easy

Best loan company I have used, so easy & I like that I can pay extra & see my payments come down Reviewed on: 19th December 2016

one button done

I searched online for best rates. Zopa came up trumps. It was so quick and simple to apply. Literally no hassle at all. I'm extremely pleased with the process and service. Reviewed on: 19th December 2016

Speedy response

Application for consolidating loan dealt with quickly technology used very user-friendly Reviewed on: 19th December 2016

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