Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Zopa Loan

Fast, easy, trustworthy. Great company to get you through a difficult time. Reviewed on: 19th December 2016

Excellent efficient Service

Zopa came highly recommended fast efficient service and great rates Reviewed on: 19th December 2016

Zopa Experiance

The quickest loan acceptance I have ever experienced, and the customer service is exemplary. The website is efficiently built and organized to enable simple navigation so that you can find all the details regarding your account very easily. In a nutshell a very friendly, fast and efficient organization. Reviewed on: 19th December 2016

Simple money transactions

Straight forward, good rates and simple to keep track of payments and pay off remaining totals. Reviewed on: 19th December 2016

Perfect low interest rates loan

Easy to apply , in your account in no time. Reviewed on: 19th December 2016

Great service and great rates

Setting up the loan was easy, every agent I spoke to was very helpful and the rate I was offered was the best around at the time. Very happy customer. Reviewed on: 19th December 2016

Simple and swift!

Got a loan from Zopa for a reliable motorcycle. Easy to do application and quick desicion allowing me to get the best bike for the money! Highly recomend! Reviewed on: 19th December 2016

Easy, friendly and efficient

From start to receiving the money was quick and princess. Highly recommended. Reviewed on: 19th December 2016

Good service, reasonable rates

Really good rates, quick and easy to apply online and it allows you to check affordability without affecting your credit rating. Really good service, would highly recommend. Reviewed on: 19th December 2016

Hassle Free Loan

I applied for my loan 3 years ago online,totally hassle free, excellent repayment rates,well done Zopa!! Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from The Money Shop 4.30 from 12 reviews
Loans
from Nottingham Credit Union 5.00 from 6 reviews
Short-term loan
from Sunny 4.90 from 6022 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub