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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy,friendly good rates

Easy,good terms and conditions,friendly staff Reviewed on: 19th December 2016

excellent loan provider

Easy application. Kept informed of the application process and contacted over any queries with the application. Reviewed on: 19th December 2016

My experience with Zopa

I required a loan in order for me to purchase a car. I found Zopa on google and did a little research and found great reviews. I then went through the quick and easy application process. I had a very quick response to say my loan has been approved and the monies were in my account within three days. I would definitely recommend Zopa, especially for first time borrowers like myself. Reviewed on: 19th December 2016

Fantastic service

Fantastic service quick easy and always on hand to help absolute life safer when I needed a helping hand, professional, fair and friendly. Reviewed on: 19th December 2016

Quick, Easy, Transparent

Great Service. Easy to use. Clear interest rates & payment schedule. Good online system. Reviewed on: 19th December 2016

Easy to use

Simple to use and check the status of my loan and now my lending Reviewed on: 19th December 2016

hassel free

because of my age and retired from work i was having difficulty getting a loan after trying at least 5 other companies i came across Zopa and there were no problems, got the amount i wanted when i wanted it, fantastic. Reviewed on: 19th December 2016

Quick easy and simple

Very quick and easy application process. Sooooo easy Reviewed on: 19th December 2016

So easy and rates are brilliant

The website is easy to use. Everything is explained clearly and the whole process is so quick. Reviewed on: 19th December 2016

Grrrreeeeeaaat!!!!!!

Great rate, fast efficient and helpful. Couldn't ask for more :) Reviewed on: 19th December 2016

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