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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Best loan company out there

Very easy to deal with zopa. Fast progress pay out .no 1 in my book Reviewed on: 19th December 2016

zopa to the rescue!

I just brought a house & as you can imagine once the deposit & fees have been paid you need that little extra to help you get started on decorating & everything else i was also getting married aswell so money was really tight! Didnt have no help of anybody else so i thought look at some loan rates & Zopa loans was by far that most eyecatching loan that popped on my screen. The interest rates was lower than anybody else really good fast payment service & also no charges on early repayments honestly i cleared my loan off in its first year & will definitely recommend this to any person thats wanting to take out a loan Reviewed on: 19th December 2016

The nicest way to borrow money!

Great customer service, friendly, efficient and great rates. I love knowing that I'm being helped by individuals, and hope I'll be able to help others one day in return. Reviewed on: 19th December 2016

Quality service in a quick way

I took a loan with Zopa this year. Almost zero formalities, all information given online, fast and very friendly customer service. Reviewed on: 19th December 2016

Good

Quick n easy 1 simple call few paperwork details done !!!! Reviewed on: 19th December 2016

Great service

Required a loan for home improvements. Quick desicion and very competitive rates. Reviewed on: 19th December 2016

Great loan rates!

I applied to zopa for a loan. Was offered competitive rates, and money was in my account within two weeks. Reviewed on: 19th December 2016

Quick and very easy

All done online when I had time to complete the application. Very easy to do with a great interest rate and the money was in my account really quickly. Reviewed on: 19th December 2016

Great speedy service

This was easy from initial enquiry to depositing of the money in my account. The interest rate was also very competitive Reviewed on: 19th December 2016

Perfect. No hassle no complications

Applied for a loan and once approved money was in my account very quickly. No hidden costs everything is in black and white and explained clearly up front. I will definitely use them again Reviewed on: 19th December 2016

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