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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Fast, pain free, simple loan process

I like the fact that Zopa is a peer-to-peer loan provider. I took out a loan through Zopa a few months ago. The process was quick and simple to do, but gave me enough confidence that the required security and checks were in place. My relationship with Zopa is straightforward and simple and runs very well. I'd definitely recommend Zopa to anyone who wishes to take out a loan but wants to avoid the usual high street banks. Reviewed on: 19th December 2016

Fast & Easy

Very easy to organise and the information was clear and not over-complicated. There were no hidden fees and I was confident about the security of the loan I was taking out. Reviewed on: 19th December 2016

Super efficient, fast, hassle free

They responded to us really quickly, the process was super fast and very easy to do, the rates were fab. Reviewed on: 19th December 2016

Great rates and fast service

So easy to apply. Great rates and easy to use website Reviewed on: 19th December 2016

Outstanding

Really efficient service from start to finish with great rates Reviewed on: 19th December 2016

Easy company to deal with

It was straight forward, easy and hassle free right from the get go. Reviewed on: 19th December 2016

The one and only!

Absolutely fantastic company, the loan was quick and easy to take out and the interest is extremely competitive. Fantastic customer service and they guys on the end of the phone were so nice. I've recommended to a few friends and will be sure to use Zopa again if I ever need to. Reviewed on: 19th December 2016

Easy no hassle great communication

So easy and quick no hassle, easy access afterwards to make extra payments and change details ect :) Would recommend Reviewed on: 19th December 2016

Fantastic, speedy process and excellent rates!

From start to finish an extremely fast process. The rate was fantastic, first company i checked and loan taken immediately. I've already recommended to numerous friends. Reviewed on: 19th December 2016

first class no hassle

first class hassle free loan company Reviewed on: 19th December 2016

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