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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Best loan you can get!

The best loan I've ever had. Very low APR, monthly rates are low aswell. Decision in one day. I recomand it to everyone who needs loan. Reviewed on: 19th December 2016

Fantastic company I am a returning customer so says it all really

Brilliant service would highly recommend Reviewed on: 19th December 2016

LOAN REVIEW

I like others was hit in the financial crisis and ended up doing an IVA. After five years of paying of my IVA my bank refused to help me out with a small loan. ZOPA have been excellent in Customer service and with communication. It was quick and simple to set up and unlike most its competitors the APR is very reasonably. I strongly recommend using ZOPA if your looking for a loan.. Reviewed on: 19th December 2016

Personal loan

Hassle free loan at very good rate's Reviewed on: 19th December 2016

Excellent service, professional and swift.

Quick and easy, so efficient and swift. Reviewed on: 19th December 2016

Very good service, quick response and reasonable offers

When I needed Zopa was there for me, the rates for their loans were better than most of the providers and customer service was excellent Reviewed on: 19th December 2016

Highly recommended lender

Simple online application, excellent communication through the process, competitive rates, all promised deadlines met or exceeded and exceptional online services after loan is active. I would highly recommend Zopa for lending. Reviewed on: 19th December 2016

Great loan

Easy to use website enabled me to get a small car loan at a rate far better than any other provider. Reviewed on: 19th December 2016

EXCELLENT

TOP COMPANY BRILLIANT STAFF GREAT RATES QUICK EASY SERVICE YOU WONT GET BETTER Reviewed on: 19th December 2016

Extremely Happy ! Thank U !

Taking out loan so quick and straight forward. Interest rates very reasonable & unbeaten! Costumer service always polite helpful professional Zopa website very use-friendly so far I took 4 loans and to be honest i'm so so happy! Thank U so so much ! Highly recommended with regards Joanna Reviewed on: 19th December 2016

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