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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Quick and easy to apply and there's a voice at the end of the telephone!

I took out my loan with the minimum of fuss; the application process was very easy to follow, the decision was communicated quickly and clearly with no hidden charges; and when I have needed to speak with someone it has been very easy to do so with no impenetrable switchboard to negotiate. Reviewed on: 19th December 2016

Awesome service & quick loan

I liked zopa a lot due to quick and fantastic service. I applied for £2000 and got it with minimum rate of interest and within 3 days money was in my account. Thanks Zopa! Reviewed on: 19th December 2016

Personal loan

It was so easy to get a loan after Appling and submitting all the requirements. The payment to my account was done in less than 24 hours. Reviewed on: 19th December 2016

Very good, fast, flexible loans

Very helpfull staff, fast payments. Reviewed on: 19th December 2016

Quick and easy process and payment plan, really helped me out when I was in a jam.

Helpful, quick and easy process, helped me pay off a surprise tax bill when I was struggling to make ends meet. Reviewed on: 19th December 2016

Great quick service

I used Zopa because of the great interest rate when I wanted to write off an existing loan. The loan was really easy to apply for and the money was in my account quickly. Zopa also kept me updated with the application via regular emails, which was very helpful. Highly recommended! Reviewed on: 19th December 2016

Painless!

Easy to use website, up front and honest. Very quick and well communicated. Exactly what I was looking for! Reviewed on: 19th December 2016

Easy to setup. Low interest rates. Couldnt have asked for more.

Fantastic company. It was so easy to do babe whole thing. And the interest rates are fab. Super. Thumbs up. Reviewed on: 19th December 2016

Great company really helpful

Really easy company to deal with Reviewed on: 19th December 2016

Quick and easy loan

The loan i recieved was quick and in my bank the same day. Really good experience Reviewed on: 19th December 2016

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