Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67122 reviews)

View other Zopa products

4.94

Based on 67,122 reviews, last reviewed 17th Jan 2026

61400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy process - efficiently dealt with appl... Quick and easy process - efficiently dealt with application Reviewed on: 17th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (67122)

Quick and convinient

No fuss. Decision in minutes. Money in your account in 2 days. Reviewed on: 20th December 2016

No fuss, no bother, no problem

I found it so easy to take out my second loan with Zopa Reviewed on: 20th December 2016

Fast service

It was easy application and money has been in my account very fast Reviewed on: 20th December 2016

Quick simple easy

Best and easiest loan I've ever had. Great customer service and even better rates. I would recommend Zopa to everyone and indeed have been doing so. Reviewed on: 20th December 2016

so quick and easy to get what I wanted

Needed a large unsecured loan and my bank would lend but the interest rate was high so applied for a Zopa loan at a extremely low rate and saved over £2000 in interest!!! Thanks Zopa. Reviewed on: 20th December 2016

THE BEST LOAN EXPERIENCE!

A SUPER COMPANY TO DO BUSINESS WITH & AN INFORMATIVE TEAM TO HELP YOU UNDERSTAND YOUR LOAN & WHERE YOU STAND WITH IT. THOROUGHLY RECOMMEND THIS LOAN FACILITY TO ANYONE WITH THE CONFIDENCE THAT YOU WILL NOT BE DISAPPOINTED! Reviewed on: 20th December 2016

Brillaint

Great service, very reasonable and got me out of a tight spot! Reviewed on: 20th December 2016

Just a brilliant loan company .

The whole zopa experience is hassle free , low rates easy to get around website . An absolute joy to be honest. Reviewed on: 20th December 2016

No nonsense no frills and great service !

very easy application with terms and interest rates to suit all pockets Reviewed on: 20th December 2016

Simple The Best

Great service from start to finish very helpful staff,Easy and straight forward talking no hard sell, That is what made me choose Zopa along with the low rates Make life easy with a Zopa Loan Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Panda Payday Loans (inactive company) 2.71 from 7 reviews
Payday Loans
from Cashfloat 4.75 from 167 reviews
Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2267 reviews
Cash ISA
from Zopa 4.95 from 1439 reviews
Smart Saver
from Zopa 4.94 from 7467 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub