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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Excellent

Excellent provider, had an instant answer and the money was in my bank within a few days!! Reviewed on: 19th December 2016

Fantactic service and %

Whilst looking for a smallish loan I noticed that promised APR for banks were not available for the amount I needed. Zopa to the rescue!! Offered a fast and efficient service with great interest rates. Great easy to use website that allows you to self serve...make extra payments and see the effects of these payments on the balance. Will definitely make Zopa a "go to lender" again..and have recommended them many times Thank you! Reviewed on: 19th December 2016

Very easy, good rates

I tried Zopa after seeing an advert somewhere and I was needing a small loan to buy my wife a cheap motorcycle. The application process was straightforward and the rates good, plus there is the ability to make extra payments to reduce the loan quicker. I'd definitely use them again in the future. Reviewed on: 19th December 2016

Great to do business with

No hassle, great website, funds released quickly. Reviewed on: 19th December 2016

Super fast, easy to apply, great rates.

Superb all-round experience. Rapid response Reviewed on: 19th December 2016

The best of the best

At the time of taking out my loan Zopa were far and above the best rates for the amount I wanted to borrow. Reviewed on: 19th December 2016

Brilliant!

Gonna problem getting my loan low Apr ! Reviewed on: 19th December 2016

Best loan deal about

I needed a loan to purchase a car. After checking around I found this company offered the best deal for the amount needed. Reviewed on: 19th December 2016

Brilliant company, helped me quickly, proffesinally.

I needed a short term loan for car repairs and zopa really came to my aid! I applied and knew within minutes if I was excepted. When I was money was in my account before I knew it and a few days later my car was back on the road! Thank you! Reviewed on: 19th December 2016

So good

I needed a loan in a hurry,and rather then go to the big banks I searched online and heard about zopa...the loan application was quick and easy. The money cleared my account and the interest rates are very good compared to what my bank wanted to charge me for the same amount Reviewed on: 19th December 2016

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