Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67121 reviews)

View other Zopa products

4.94

Based on 67,120 reviews, last reviewed 17th Jan 2026

61367% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simple and fast! Great communication, quick decision, easy access via app. Reviewed on: 17th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67120)

Review of the Zopa, Personal loan:

Always happy with Zopa

I’ve had a few loans with Zopa and found the process simple and received good rates. Reviewed on: 7th November 2018

Really helped me when I was in a tight spot by provi...

Really helped me when I was in a tight spot by providing quick and easy lending decisions Reviewed on: 17th January 2026

Really helpful and great to know you there if I need...

Really helpful and great to know you there if I need help Reviewed on: 17th January 2026

Honest, reliable company.

I have had a very smooth online journey with Zopa and don't believe I have ever had to contact anyone to discuss any issues. This shows that the online service and app that is provided is meeting all my expectations with an easy to access information and clear communication. Reviewed on: 17th January 2026

Personal Loan

Very easy, straightforward & quick process. With very competitive rates. Reviewed on: 17th January 2026

I've Used Zopa a few times in the past , ALWAYS easy...

I've Used Zopa a few times in the past , ALWAYS easy , fast , hassle free... Reviewed on: 17th January 2026

Loan to pay off a few bills

Very quick on reply, did not take long at all. Reviewed on: 17th January 2026

Brilliant

Very easy to use there web site and you know in a matter of minutes if you’re except for a loan and it’s in a you very quickly Reviewed on: 17th January 2026

Very easy to apply and very quick process

Very easy to apply and very quick process Reviewed on: 17th January 2026

Easy process and great App

Easy to apply, instant funds and app is user friendly and great for monitoring finances. Reviewed on: 17th January 2026

Great team, great service

Zopa team made me feel valued as a customer, were responsive and understood my requirements Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Panda Payday Loans (inactive company) 2.71 from 7 reviews
Payday Loans
from Cashfloat 4.75 from 167 reviews
Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2267 reviews
Cash ISA
from Zopa 4.95 from 1439 reviews
Smart Saver
from Zopa 4.94 from 7466 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub