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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67239 reviews)

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4.94

Based on 67,239 reviews, last reviewed 19th Jan 2026

65300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

quick service - loan arrived quickly quick service - loan arrived quickly Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67239)

Review of the Zopa, Personal loan:

Easy

So quick and easy from start to finish Reviewed on: 30th May 2017

Happy customer

Easy to apply and quick decision and helpful after care service. Gave a credit card and personal loan with Zopa Reviewed on: 18th January 2026

Helpful The app was so easy to use and helpful

The app was so easy to use and helpful Reviewed on: 18th January 2026

It was a seamless experience and quickly sorted

It was a seamless experience and quickly sorted Reviewed on: 18th January 2026

Amazing service great app

So helpful has been great so far. Lots of helpful information and the app is just perfect Reviewed on: 18th January 2026

Great app, easy to use.

Great app, easy to use. Response time after applying for a loan is excellent. You can see where you are with your loan at anytime Reviewed on: 18th January 2026

Easy and quick

Easy application process, quick decision and funds transferred quickly too. Reviewed on: 18th January 2026

Online loan

Very easy loan application, easy to complete the loan application and money transferred very quickly Reviewed on: 18th January 2026

Brilliant

I have but only dealt with Zopa online when applying for loans and credit card and they have have very efficient. Reviewed on: 18th January 2026

Quick and easy application, money was in my bank wit...

Quick and easy application, money was in my bank within 20 minutes of applying. The app is easy and friendly to use. Customer service is excellent! Reviewed on: 18th January 2026

Friendly finance

Everything was so quick and stress free. Their website is easy to understand. Reviewed on: 18th January 2026

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