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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66313 reviews)

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4.94

Based on 66,313 reviews, last reviewed 16th Jan 2026

34867% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simple, fast and transparent personal loan process Applying for a personal loan with Zopa was straightforward from start to finish. The online application was quick and easy to understand, with clear i... Read more Reviewed on: 16th January 2026

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66313)

Review of the Zopa, Personal loan:

Helpful and responsible lender.

Very helpful company, with good support from staff and good online communication. Reviewed on: 29th March 2022

Simple, smooth and no hassle.

Simple, smooth and no hassle. just the way I like it. app is easy to navigate, finance in the palm of you hands. Reviewed on: 16th January 2026

Easy to apply instant decision kept up to date

Easy to apply instant decision kept up to date Reviewed on: 16th January 2026

Great service fantastic

Great service very helpful and help with any questions Reviewed on: 16th January 2026

Straightforward process with good information and su...

Straightforward process with good information and support Reviewed on: 16th January 2026

Quick decision, money in my Bank in an hour.

Quick decision, money in my Bank in an hour. Reviewed on: 16th January 2026

Very easy thorough checks to make sure you can affor...

Very easy thorough checks to make sure you can afford the pay back so not risky Reviewed on: 16th January 2026

Happy customer

Really easy from start to finish Reviewed on: 16th January 2026

Dealt with Zopa a few times now, excellent service

I have dealt with Zopa a few times now for personal loans and the process has been clear and simple to follow. Being able to access lots of information on the app also makes it really easy to check on my finances any time. Reviewed on: 16th January 2026

Zopa is giving the best interest that suits my affor...

Zopa is giving the best interest that suits my affordability. Reviewed on: 16th January 2026

Clear and concise information with no hidden costs o...

Clear and concise information with no hidden costs or fees. Application was simple and easy to complete Reviewed on: 16th January 2026

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