Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
44% decrease in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa Personal loan reviews (65247)

Review of the Zopa, Personal loan:

The best and the cheapest

5
Correct, fair, understandable loan offers. Reviewed on: 30th March 2022

Fast decision and fair rate .

5
Fast decision and fair rate .An automated process which has that personal touch ! Zopa values its customers and is heavily committed to good customer service. I’d highly recommend them .The Zopa app helps you keep track of your finances too! Reviewed on: 26th April 2025

Simple process from start to finish with a great app...

5
Simple process from start to finish with a great app to be able to keep on top of all things.. Reviewed on: 26th April 2025

Wery Wery Wery Wery good !

5
Wery Wery Wery Wery good !!!!!!!!!! Reviewed on: 26th April 2025

Zopa and their excellent service

5
From enquiring to securing a loan Zopa were amazing and very helpful. They didn’t just try to push a product they took time to help me Reviewed on: 26th April 2025

Good rates, helpful people, good range of products a...

5
Good rates, helpful people, good range of products available to choose from and good rates for everyone that make it affordable Reviewed on: 26th April 2025

Really easy to apply

5
Really easy to apply , money in your bank straight away, the app is really easy to navigate Reviewed on: 26th April 2025

Hassle free outstanding service .

5
Fast and simple application. Great experience Reviewed on: 26th April 2025

It's was quick and easy to apply, instant decision a...

5
It's was quick and easy to apply, instant decision and easy to view my account Reviewed on: 26th April 2025

Always the best APR!

5
Always the best APR! I've had a loan for a few years now and have never had any problems. Reviewed on: 26th April 2025

They offer a quality service and very good customer...

5
They offer a quality service and very good customer service Reviewed on: 26th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1261 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products