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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67141 reviews)

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4.94

Based on 67,141 reviews, last reviewed 18th Jan 2026

62033% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent all round and no messing about. excellent all round and no messing about. Reviewed on: 18th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67141)

Review of the Zopa, Personal loan:

Value service convenience

Application was easy, during the payback period I have had no problems they've kept me informed with quarterly statements and overall most I'm very satisfied with the zopa experience Reviewed on: 14th January 2023

Fast and easy experience when applying for a loan

Fast and easy experience when applying for a loan Reviewed on: 17th January 2026

Very quick and easy service to use.

Very quick and easy service to use. User friendly app too. Reviewed on: 17th January 2026

Good service fast payment xxxxxxxxxxxx

Good service fast payment xxxgf. Reviewed on: 17th January 2026

Quick easy and super fast payment!

Quick easy and super fast payment! Reviewed on: 17th January 2026

My experience has not been short of 100% from custom...

My experience has not been short of 100% from customer service to options, an amazing company. Reviewed on: 17th January 2026

Quick and easy process.

Quick and easy process. The app is easy to use and understand. Reviewed on: 17th January 2026

I've always been able to rely on dopamine when needed.

I've always been able to rely on dopamine when needed. Fair rates, easy to access funds and manage. Reviewed on: 17th January 2026

Easy to use application process.

Easy to use application process. Quick service Reviewed on: 17th January 2026

When I was looking for a loan ZOPA came up with best...

When I was looking for a loan ZOPA came up with best interest rate, application was quick and easy once approved money in bank within an hour. I gat regular statements and payment reminders Reviewed on: 17th January 2026

Zopa loan

Zopa was very easy to use got a response very quickly money in account within 48 hours very happy Reviewed on: 17th January 2026

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