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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66915 reviews)

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4.94

Based on 66,915 reviews, last reviewed 17th Jan 2026

54600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Sorted me out with a credit card and a personal loan Sorted me out with a credit card and a personal loan when I needed it so many thanks from me Reviewed on: 17th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66915)

Review of the Zopa, Personal loan:

Positive feedback.

Positive feedback.I applied and received acceptance within the half hour. You receive notification 7 days before payment due, just in case you are having a struggle with payment. Reviewed on: 24th April 2025

Sorted me out with a credit card and a personal loan

Sorted me out with a credit card and a personal loan when I needed it so many thanks from me Reviewed on: 17th January 2026

Easy to apply, very quick decision.

Easy to apply, very quick decision. Would highly recommend to friends and family and would use again myself. Reviewed on: 17th January 2026

Excellent Service 5*

Zopa Bank is easy to access & has excellent customer service. Staff are very friendly helpful & knowledgeable. I will definitely recommend Zopa to any of my friends and family who are considering changing banks or looking into taking out a loan. Reviewed on: 17th January 2026

Highly recommend

What can I say zopa gave me a loan when nobody else would, It what's an emergency, I cannot thank them enough. Reviewed on: 17th January 2026

Zopa 100% the best.

Zopa is one for the best loan companies for me , they are quick application form money in the bank straight away, customer services are a great help if you need to contact them, zopa 100% one of the best loan companies. Reviewed on: 17th January 2026

Very easy to apply for loan.

Very easy to apply for loan. Very competitive rates. Quick response. Excellent customer service Reviewed on: 17th January 2026

Quick and simple

The online application was straight forward and user friendly. All standard questions and nothing too intrusive. I applied early hours in the morning just before bed with another company where they wanted live pictures for the application. Too late to be sharing pictures with sleepy eyes and sideways hair. I ended the application. As Zopa offered basically the same rate I started the application and was done in ten minutes. I received confirmation and the funds were transfered quickly. Great service. Reviewed on: 17th January 2026

Fabulous team

Really easy to work with. Helpful staff. Great service. Reviewed on: 17th January 2026

Quick and easy.

The process from start to receiving the funds was simple and painless, funds were in my account so quickly too. The app is great, and the function to make overpayments to the loan account is such a great and painless process. Reviewed on: 17th January 2026

Very straightforward and easy to do, took no time at...

Very straightforward and easy to do, took no time at all to achieve what I wanted. Reviewed on: 17th January 2026

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