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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa is best alternative to bank for good saving rat...

Zopa is best alternative to bank for good saving rates and good products to offer new customers. Also tax free money current & saving account. Reviewed on: 22nd April 2025

Good rates and simple app

Easy to separate out your pots and interest rates were very competitive. App is simple and intuitive. Reviewed on: 22nd April 2025

The Zopa smart saver is truly versatile..

The Zopa smart saver is truly versatile, it offers excellent flexibility and ease of use meeting all my requirements I am very happy to recommend this product. Reviewed on: 22nd April 2025

Interest rates are bit on a lower side, however real...

Interest rates are bit on a lower side, however really easy to use app and simple interface. Reviewed on: 22nd April 2025

Zopa Review

Easy to use App. Competitive rates. Flexibility with different rates and timelines through Boosted pots. Reviewed on: 22nd April 2025

Easy access and excellent app that works without any...

Easy access and excellent app that works without any hassle. Easy and good instructions to set accounts up. Reviewed on: 22nd April 2025

I'm not very good with technology but it was easy to...

I'm not very good with technology but it was easy to set up and control your money to pay in and transfer and add savings pots Reviewed on: 22nd April 2025

Always works well, easy to navigate everything.

Always works well, easy to navigate everything. Nice to have immediate notifications of transactions as well. Reviewed on: 22nd April 2025

Love separate pots

Easy to open account in first place. Love separate pots. Easy to see how much you have and where. Competitive interest rates which have encouraged me to save. Reviewed on: 22nd April 2025

It is always easy to use the Zopa app and their int...

It is always easy to use the Zopa app and their interest rates are always competitive Reviewed on: 22nd April 2025

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