Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,943 reviews, last reviewed 8th Mar 2026
72300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had to contact customer services as app works... Never had to contact customer services as app works very well. Competitive interest rates is what attracted me to Zopa. Very happy overall. Reviewed on: 8th March 2026
Glen S's avatar
Glen S

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Smart Saver reviews (7943)

Easy to use and good rates of interest

5
Very easy to set up app and link a current account for payments in and out Easy to set up individual pots fir different purposes and to set up and operate both fixed term and easy access ISAs Good rates of interest iver all savings accounts. Clear statements of interest earned Reviewed on: 17th April 2025
Guy R's avatar
Guy R

Customer support not needed but happy with app so far

5
Customer support not needed but happy with app so far Reviewed on: 17th April 2025
Michael 's avatar
Michael

Best savings sute

5
So easy to use the Zopa site and they keep you well informed Reviewed on: 17th April 2025
Sue Healey's avatar
Sue Healey

Everything on zopa is made simple and straightforward

5
Everything on zopa is made simple and straightforward Reviewed on: 17th April 2025
james R's avatar
james R

Reasonable rates with lots of options

5
Reasonable rates with lots of options Reviewed on: 17th April 2025
Julian 's avatar
Julian

I enjoy saving with Zopa

5
I enjoy saving with Zopa - the pots are really helpful and make managing my money much easier. Reviewed on: 17th April 2025
Anna R's avatar
Anna R

A simple and straightforward forward way of saving w...

5
A simple and straightforward forward way of saving with good competitive interest rates, makes saving easy. Reviewed on: 17th April 2025
Alan King's avatar
Alan King

I've had zopa for over 2 years and have gained inter...

5
I've had zopa for over 2 years and have gained interest that I would not have accrued with other banks. Top service. Reviewed on: 17th April 2025
Kevin C's avatar
Kevin C

easy organised access & excellent interest rates

5
I’ve had a smart saver for over 2 years. I love having my money all in the same place but divided into 20 different pots, with the ability to lock away for different periods. Some of my pots are cash ISAs and a couple of fixed term ISAs. it’s easy and quick to move money between pots and in and out of the smart saver account. Reviewed on: 17th April 2025
Joolz111's avatar
Joolz111

its by far the easiest savings account i have ever h...

5
its by far the easiest savings account i have ever had,i have no problems at all with it Reviewed on: 17th April 2025
Dianne B's avatar
Dianne B

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill