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Zopa: Smart Saver reviews

4.94
Based on 7,937 reviews, last reviewed 7th Mar 2026
71700% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Smart Saver So easy to use, it’s useful to be able to create different savings pots to personalise your savings goals and have been able to get additional interes... Read more Reviewed on: 7th March 2026
tina s's avatar
tina s

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7937)

Zopa Smart Saver

4
Andoid App easy to install and navigate. Easy to apply for all accounts and services. Pots a really useful feature and easy to implement Reviewed on: 17th April 2025

Excellent Provider

5
Haven't needed to use customer service. Excellent savings app and so easy to move money from and to bank and the different pots within Zopa. The rates are competitive too. Reviewed on: 17th April 2025

Hassle Free

5
Easy to open account. Hassle free movement of money and great competitive interest rates Reviewed on: 17th April 2025

Good rates that have extra security by being linked...

5
Good rates that have extra security by being linked to a major bank. Easy to use aswell Reviewed on: 17th April 2025

Easy to use and good rates of interest

5
Very easy to set up app and link a current account for payments in and out Easy to set up individual pots fir different purposes and to set up and operate both fixed term and easy access ISAs Good rates of interest iver all savings accounts. Clear statements of interest earned Reviewed on: 17th April 2025

Customer support not needed but happy with app so far

5
Customer support not needed but happy with app so far Reviewed on: 17th April 2025

Best savings sute

5
So easy to use the Zopa site and they keep you well informed Reviewed on: 17th April 2025

Everything on zopa is made simple and straightforward

5
Everything on zopa is made simple and straightforward Reviewed on: 17th April 2025

Reasonable rates with lots of options

5
Reasonable rates with lots of options Reviewed on: 17th April 2025

I enjoy saving with Zopa

5
I enjoy saving with Zopa - the pots are really helpful and make managing my money much easier. Reviewed on: 17th April 2025

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