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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent products with very good interest rates.

5
Excellent products with very good interest rates. Knowledgeable and friendly customer service too and easy to get hold of. I have been with zopa. Few years and they are by far the best bank account I have had so far and thry provide updates and reports on my financial status too eith recommendations. The app is very easy to use and everything is where It should be Reviewed on: 29th April 2025

Making good progress towards full banking

5
Making good progress towards full banking Reviewed on: 29th April 2025

Easy to set up and use.

5
Easy to set up and use. Secure and safe. Depositing and withdrawals are easy and quick to a designated bank. Great interest rates Reviewed on: 28th April 2025

Just a good and simple bank with good interest rates...

5
Just a good and simple bank with good interest rates Reviewed on: 28th April 2025

Love the separate pots.

5
Love the separate pots. Great interest rates and very easy to use Reviewed on: 28th April 2025

Easy to use and great rates

5
The app has been easy to use, and interest rates are good Reviewed on: 28th April 2025

Great interest rates and easy to use app.

5
Great interest rates and easy to use app. Fast money transfers too. Reviewed on: 28th April 2025

my account...easy access

5
Found signing up very easy anx accessing my account easy goo Reviewed on: 28th April 2025

Best banking app

5
Love how easy the app is to use. The different saving pots and choice of notice interest rates are a great idea. Reviewed on: 28th April 2025

Great Banking App.

5
Great Banking App. So easy to set up and use Reviewed on: 28th April 2025

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