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Zopa: Smart Saver reviews

4.94
Based on 8,039 reviews, last reviewed 10th Mar 2026
81200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026
Lydia 's avatar
Lydia

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

I like smart saver because you can spread your money...

5
I like smart saver because you can spread your money around into various pots and get some great interest rates that none of the other banks come close to top banking app Reviewed on: 22nd April 2025

Easy to use, flexible, great rates

5
Been a really easy to use, flexible savings app on my mobile. Great rates too. Reviewed on: 22nd April 2025

Great saving schemes

5
Easy to use. Good saving rates with a variety of options Reviewed on: 22nd April 2025

Great App and products.

5
Great App and products. Easy to use and great rates. Reviewed on: 22nd April 2025

Great service, very good interest rate on savings

5
Great service, very good interest rate on savings Reviewed on: 22nd April 2025

Easy to use app and good interest rates

5
Easy to use app and good interest rates Reviewed on: 22nd April 2025

Zopa Helping me to grow my money

5
Zopa Helping me to grow my money Reviewed on: 22nd April 2025

Very straightforward application process, good quali...

5
Very straightforward application process, good quality products and easy to use app. Reviewed on: 22nd April 2025

Great service & rates.

5
Great service & rates. Customer service excellent! Reviewed on: 22nd April 2025

Easy to use!

5
Easy to use: easy to access your money, move it around different pots which you can boost if you choose…and now Zopa has a current account. Reviewed on: 22nd April 2025

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