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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7946 reviews)

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4.94

Based on 7,946 reviews, last reviewed 8th Mar 2026

72600% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Taking It to the Next Level Easy set up, useful inter-app connectivity. excellent return Reviewed on: 8th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7946)

App very easy to use, competitive rates, easy to mov...

App very easy to use, competitive rates, easy to move money around Reviewed on: 16th April 2025

Zopa is the best account I have come across and so e...

Zopa is the best account I have come across and so easy to apply for a account Reviewed on: 16th April 2025

Easy to use savings account, seamless to transfer mo...

Easy to use savings account, seamless to transfer money from my bank to a Zopa account Reviewed on: 16th April 2025

Zopa is a great app based bank that offers an easy w...

Zopa is a great app based bank that offers an easy way to put money into all variations of saving products. The saving pots system gives a simple, clear insight into how much money you've saved towards inividual saving targets. Moving money in and out of smart saver is hassle free, as is the moving between saving products Reviewed on: 16th April 2025

It’s been very easy to use this online account.

It’s been very easy to use this online account i.e adding or removing money. The rate of interest on my account balance is also very good. Reviewed on: 16th April 2025

Efficient and easy to use.

Efficient and easy to use. Been able to access different accounts really easily. Reviewed on: 16th April 2025

Competitive rates and a great app

Competitive rates (which is amazing in the current climate). The app makes saving so easy it becomes automatic - great for building good habits Reviewed on: 16th April 2025

Easy to use and competitive

Competitive rates of interest and easy to use APP. Would recommend to all. Reviewed on: 16th April 2025

Wouldn’t bank with anyone else

Fantastic savings rates, excellent customer service Reviewed on: 16th April 2025

Good rates

Good interest rates and easy to use saving pots Reviewed on: 16th April 2025

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