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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great savings product

The App is rasy to use, saving pots are great idea so can have money earning different interest rates. Interest rates are good. Reviewed on: 22nd April 2025

A bank worth considering

Great rates, large range of accounts available easy to contact Reviewed on: 22nd April 2025

I have saved alot of money with zopa

I have saved alot of money with zopa Reviewed on: 22nd April 2025

Good interest rates

Good interest rate fairly consistenly Reviewed on: 22nd April 2025

love seeing my interest grow

I love creating individual savings pots and seeing the interest grow each month. Love that you can move the interest around and boost your pots for various periods to boost interest rate Reviewed on: 22nd April 2025

Excellent Company with a great App and Excellent Cus...

Excellent Company with a great App and Excellent Customer Service Reviewed on: 22nd April 2025

Brilliant for micromanaging my savings.

Brilliant for micromanaging my savings. Really intuitive and great customer service. ive ended up saving more because I can easily see how I’m progressing in each pot. Reviewed on: 22nd April 2025

Such an easy app, I started with a credit score buil...

Such an easy app, I started with a credit score building card and now have been banking and savings, really happy! Reviewed on: 22nd April 2025

Easy to use App and reasonable interest rates.

Easy to use App and reasonable interest rates. Reviewed on: 22nd April 2025

Great bank, easy to access and understand.

Great bank, easy to access and understand. Great service Reviewed on: 22nd April 2025

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