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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Highly recommended

An easy to use app with instant access to money. Reviewed on: 22nd April 2025

Excellent all round.

Easy to use app, lots of helpful features and fair savings rates Reviewed on: 22nd April 2025

Very efficient service exemplified by their App.

Very efficient service exemplified by their App. Reviewed on: 22nd April 2025

Zopa savers

The saver accounts are easy, open and work brilliantly. Reviewed on: 22nd April 2025

Zopa - fantastic savings app

I’ve loved using Zopa for different cash pots that I can lock away for 7, 31 or 95 days which helps me stop dipping into my savings. I’ve earned over £1000 in interest since I started using Zopa and I love their bank account (which pays 2% interest and cashback on direct debits) and their regular monthly saver giving me 7.5% interest! I’ve also had a cash isa with them which was very competitive and flexible meaning I could access it in emergencies. Reviewed on: 22nd April 2025

Zopa make it simple to move your money around even i...

Zopa make it simple to move your money around even if you’re not a computer whizz!Great interest rates and just done our first ISA quite easily Reviewed on: 22nd April 2025

The Best Bank

Great experience start 5o finish the best bank I have ever experienced Reviewed on: 22nd April 2025

Great service

Everything is easy to use with zopa and the rates offered are competitive Reviewed on: 22nd April 2025

Easy to navigate app with a fabulous selection of se...

Easy to navigate app with a fabulous selection of services Reviewed on: 22nd April 2025

Lovely Money Pots

Having money pots is the absolute perfect way to save for different things. Reviewed on: 22nd April 2025

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