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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Reasonable interest rate although not as competitive...

Reasonable interest rate although not as competitive as it was. Easy to use app Reviewed on: 22nd April 2025

Straightforward process from application to deposit.

Straightforward process from application to deposit. With the chance of setting up regular payments, you never have to worry about missing it. The interest rates are also very good compared with the competition. Reviewed on: 21st April 2025

Great and even greater

Great bank, great app good interest rate Reviewed on: 21st April 2025

Great savings option for anyone

Well-designed savings product that offers flexibility for how you want to save. Has a unique look and feel that sets them apart from other savers on the market. Reviewed on: 21st April 2025

Amazing bank and service, especially now they offer...

Amazing bank and service, especially now they offer a current account and a regular saver at 7.5% too. Reviewed on: 21st April 2025

Multiple options and easy to use

Easy to use with many options where I can move savings between different pots with different interest rates Reviewed on: 19th April 2025

easy to use and safe to invest in

easy to use and safe to invest in Reviewed on: 19th April 2025

Everything is easy to set up and do on line

Everything is easy to set up and do on line Reviewed on: 19th April 2025

Unfortunately the interest rate has slipped behind o...

Unfortunately the interest rate has slipped behind others so that forced a movement of savings to another provider. Until recently they were up with the best. Excellent mobile app and easy to use, no problems there. Just a shame about interest rates. Reviewed on: 19th April 2025

Straightforward to set up.

Straightforward to set up.. Better interest rate than most. Reviewed on: 19th April 2025

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