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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8010 reviews)

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4.94

Based on 8,010 reviews, last reviewed 8th Mar 2026

78500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to set up and start saving Easy to set up and linked with my other savings account for easy transfer Reviewed on: 8th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8010)

Everything on zopa is made simple and straightforward

Everything on zopa is made simple and straightforward Reviewed on: 17th April 2025

Reasonable rates with lots of options

Reasonable rates with lots of options Reviewed on: 17th April 2025

I enjoy saving with Zopa

I enjoy saving with Zopa - the pots are really helpful and make managing my money much easier. Reviewed on: 17th April 2025

A simple and straightforward forward way of saving w...

A simple and straightforward forward way of saving with good competitive interest rates, makes saving easy. Reviewed on: 17th April 2025

I've had zopa for over 2 years and have gained inter...

I've had zopa for over 2 years and have gained interest that I would not have accrued with other banks. Top service. Reviewed on: 17th April 2025

easy organised access & excellent interest rates

I’ve had a smart saver for over 2 years. I love having my money all in the same place but divided into 20 different pots, with the ability to lock away for different periods. Some of my pots are cash ISAs and a couple of fixed term ISAs. it’s easy and quick to move money between pots and in and out of the smart saver account. Reviewed on: 17th April 2025

its by far the easiest savings account i have ever h...

its by far the easiest savings account i have ever had,i have no problems at all with it Reviewed on: 17th April 2025

Great people to deal with.

Great people to deal with. With Great customer care. I would highly recommend to all friends and family. Reviewed on: 17th April 2025

My Zopa - I love my Zopa saver, and bank app

I love my Zopa saver, fast transfers between accounts all in one place now I have a bank account with them to so saving is so much easier, the app is great and works really well Reviewed on: 17th April 2025

Very happy

Good rates, always available, instant withdrawals. Reviewed on: 17th April 2025

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