Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

View other Zopa products

4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

nothing gets close to its rates

easy to use app, very good rates. Way better than everyone else around by a lot Reviewed on: 16th April 2025

A great experience

Easy to use app, help easily and quickly accessed when required, good rates of interest Reviewed on: 16th April 2025

Easy to use products with great interest rates on sa...

Easy to use products with great interest rates on savings and low interest rates on borrowing. Great app and all easy to use. Reviewed on: 16th April 2025

Savings and Loan

I have used Zopa for loans as well as investments and have been very pleased Reviewed on: 16th April 2025

Great App great range of saving options .

Great App recently improved and a great range of savings options Reviewed on: 16th April 2025

Easy to open account and good interest rates

Easy to open account and good interest rates Reviewed on: 16th April 2025

Excellent savings provider

I have had a Zopa account for a while now and it’s been great. The transactions are simple and easy to make. It also keeps me updated about how much ISA allowance I have left. I have had no problems at all and it is also a very useful feature to be able to open multiple pots for different savings purposes. Very happy. Reviewed on: 16th April 2025

Couch to £5k

I have never saved and had nothing to my name but with the smart saver I’ve managed to save £5k over 12 months. It’s given me a bug for saving and investing so much I’ve paid off high interest loans and bills to make smarter money moves and now I’ll stack and save much more over all. Reviewed on: 16th April 2025

They’re very good, and I do love the smart saver and...

They’re very good, and I do love the smart saver and they’re very helpful Reviewed on: 16th April 2025

Excellent Banking

Excellent banking app very intuitive and user friendly the banking offers are excellent and very competitive!! Reviewed on: 16th April 2025

Alternative products

Savings
from Marsden Building Society 4.95 from 4613 reviews
Fixed Term Savings
from Metro Bank 4.64 from 223 reviews
Savings
from Skipton Building Society 4.48 from 103 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub