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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8031 reviews)

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4.94

Based on 8,031 reviews, last reviewed 9th Mar 2026

80500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Overall good and positive I’m happy with the service... Overall good and positive I’m happy with the service and products - interests are good and app is easy Reviewed on: 9th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8031)

Easy to use app and good rates.

Easy to use app and good rates. I can see everything at a glance. Reviewed on: 16th April 2025

Clear, concise and easy to navigate

Clear, concise and easy to navigate Reviewed on: 16th April 2025

nothing gets close to its rates

easy to use app, very good rates. Way better than everyone else around by a lot Reviewed on: 16th April 2025

A great experience

Easy to use app, help easily and quickly accessed when required, good rates of interest Reviewed on: 16th April 2025

Easy to use products with great interest rates on sa...

Easy to use products with great interest rates on savings and low interest rates on borrowing. Great app and all easy to use. Reviewed on: 16th April 2025

Savings and Loan

I have used Zopa for loans as well as investments and have been very pleased Reviewed on: 16th April 2025

Great App great range of saving options .

Great App recently improved and a great range of savings options Reviewed on: 16th April 2025

Easy to open account and good interest rates

Easy to open account and good interest rates Reviewed on: 16th April 2025

Excellent savings provider

I have had a Zopa account for a while now and it’s been great. The transactions are simple and easy to make. It also keeps me updated about how much ISA allowance I have left. I have had no problems at all and it is also a very useful feature to be able to open multiple pots for different savings purposes. Very happy. Reviewed on: 16th April 2025

Couch to £5k

I have never saved and had nothing to my name but with the smart saver I’ve managed to save £5k over 12 months. It’s given me a bug for saving and investing so much I’ve paid off high interest loans and bills to make smarter money moves and now I’ll stack and save much more over all. Reviewed on: 16th April 2025

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