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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Accessible,easy,rewarding account.

Easy to access and Navigate account, multiple opportunities to tailor account and savings to your preference. Important information always delivered regarding changes in saving rates, exlusivity offers etc via fomal comminication. Competitive saving rates whilst offering exclusive offers to pre existing customers. Definitely an added bonus. Reviewed on: 16th April 2025

Very good rate on savings.

Very good rate on savings.Simple setup. Reviewed on: 16th April 2025

Fast withdrawals,good service.

Fast withdrawals,good service... Reviewed on: 16th April 2025

The Savings products are excellent plus they pay a 2...

The Savings products are excellent plus they pay a 2% interest on Beta Bank Account. Reviewed on: 16th April 2025

Easy to use app.

Easy to use app. Excellent rates of interest. Frequency innovations. Reviewed on: 16th April 2025

Saving made simple

The app is so simple to use, but, if required it is available Reviewed on: 16th April 2025

Expanded my use of Zopa...

Have recently expanded my use of Zopa to include their savings account. Very simple and straightforward to set up and implement. They also have a great app too. Reviewed on: 16th April 2025

Very easy to use via the Zopa app and good rate of i...

Very easy to use via the Zopa app and good rate of interest that’s competitive in the market Reviewed on: 16th April 2025

All good does what it says on the card and on the app.

All good does what it says on the card and on the app. Rare for a bank! Reviewed on: 16th April 2025

Great I'm glad I found Zopa great rates great commun...

Great I'm glad I found Zopa great rates great communication Reviewed on: 16th April 2025

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