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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easier than any bank online control at its best

Easier than any bank online control at its best Reviewed on: 16th April 2025

Great app.

Great app. Good savings rates too. Reviewed on: 16th April 2025

Well recommended

Only used the savings accounts, but have been very happy with the app Reviewed on: 16th April 2025

Smart saver

Great online savings account easy to navigate Reviewed on: 16th April 2025

Excellent customer service.

Excellent customer service. Easy to open an account. Easy to transfer money between accounts. Reviewed on: 16th April 2025

Zopa has been easy and safe to use.

Zopa has been easy and safe to use, and gives excellent interest rates Reviewed on: 16th April 2025

Always fantastic - great rates excellent service

Always fantastic - great rates excellent service Reviewed on: 16th April 2025

Saving made easy

The whole process is very easy from initial set up to managing my funds. The information is clear and transparent. The app is excellent, easy to navigate and provides the key points with a few simple clicks. Reviewed on: 16th April 2025

Excellent service and interest rates

I have received excellent service since I perming my ZOPA account. All communication have been clear and timely. Interest rates and charges are all very good in comparison to other providers. Reviewed on: 16th April 2025

Easy to use and all online based.

Easy to use and all online based. Love the quirky app features Reviewed on: 16th April 2025

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