Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

View other Zopa products

4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8039)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great App, easy to use & move your money

Great App, easy to use & move your money Reviewed on: 16th April 2025

Zopa savings are easy

Zopa savings are easy to set up and manage. The app is fun to use, the pots keep everything in order and the interest rates are competitive. What's not to love? Reviewed on: 16th April 2025

Using Zopa has been great

Using Zopa has been great, their app is well designed to make things straightforward and their customer service is excellent. Reviewed on: 16th April 2025

Straight forward app easy to access.

Straight forward app easy to access. Reviewed on: 16th April 2025

Savings account easy to maintain online and very goo...

Savings account easy to maintain online and very good interest rates Reviewed on: 16th April 2025

It is online banking with well designed app

It is online banking. The app is well design and easy to operate. The money transfer process is simple. There are many different saving options to choose. The bank interest rates are reasonably good. It is safe and secure to you. Reviewed on: 16th April 2025

Very easy app to use.

Very easy app to use. Adding or withdrawing money is very simple and virtually instantaneous. Running total of interest earned is helpful. Totally fuss free. Reviewed on: 16th April 2025

Great Interest Rate

I have been using Zopa's bank account and their Smart Saver and I am really happy with the favourable interest rate and flexibility of these products. Reviewed on: 16th April 2025

Great app and easy to manage accounts and excellent...

Great app and easy to manage accounts and excellent interest rates on savings, especially with instant access accounts. Reviewed on: 16th April 2025

I use Zopa for a number of their products including...

I use Zopa for a number of their products including a current account, savings account and a personal loan. I like the smart saver option as I'm able to open separate pots for each goal I want to save for. It's easy to withdraw and transfer money if needed. The application for managing Zopa products is user friendly. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Nottingham Credit Union 5.00 from 6 reviews
Monthly Saver
from TSB 4.50 from 10 reviews
Savings
from Bedford Credit Union 4.84 from 15 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5936 reviews
Credit card
from Zopa 4.94 from 43457 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub