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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8041)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great service, easy to use, definitely recommend.

I opened my smart savings account in 2022 and have had no issues with the service. It was easy to set up and I easily set up an automatic payment straight from my bank account into my savings account each month. I would definitely recommend this brand to my family and friends. Reviewed on: 6th April 2025

5* star service and company

I have been with Zopa for years and wouldn' ever think of changing because their service is 5*. Have loads of family and friends who have joined me with Zopa because of my recommendations Reviewed on: 6th April 2025

Great products, great service.

Great products, great service. Variety of accounts which are very useful Reviewed on: 6th April 2025

User-friendly on-line app.

User-friendly on-line app.Pretty much instantaneous transfer times.Super competitive interest rates.What's not to love ?! Reviewed on: 6th April 2025

Zopa are brilliant

Always top of the market savings rate, they look after their existing customers and the mobile app is fantastic Reviewed on: 6th April 2025

Best Savings Account

Had several Zopa for a few years now. Very competitive interest rates across all products, and excellent App easily categorising multiple accounts. The additional feature showing 'Total interest to date' is a smartphone touch. Reviewed on: 6th April 2025

App is easy to use

The app is easy to use and the interest rate is good compared with the other banks. Reviewed on: 5th April 2025

I came across this bank by chance, I opened two savi...

I came across this bank by chance, I opened two savings account and a current account. I am very satisfied with the service I have received. I think in the current market Zopa represents good value for your money and I would recommend Reviewed on: 5th April 2025

Quick to set up with an added great interest rate

Quick to set up with an added great interest rate Reviewed on: 5th April 2025

Zopa's Smart Saver is perfect for me.

Zopa's Smart Saver is perfect for me. Simple to use , competitive interest rate and no penalties for ' dipping' into it if it's absolutely necessary. Reviewed on: 5th April 2025

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