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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8041)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Give Zopa a try

Zopa offer good rates with great flexibility, everything is very easy to set up. Reviewed on: 31st March 2025

Fabulous Bank

Zopa offer a high interest rate on savings and reward their customers. Reviewed on: 31st March 2025

The account was easy to set up and the interest rate...

The account was easy to set up and the interest rate is the highest I've seen for this product Reviewed on: 31st March 2025

The savings pots have helped me

I mainly use Zopa for the savings pots. I like that i can keep my savings in one place but have it separated into its different purposes. E.g. one pot for saving for a car, on pot for holiday savings etc Reviewed on: 24th March 2025

Simpler than a simple thing!

So simple to set up and even easier to use - what’s not to like? If only all banks could do this! Reviewed on: 20th March 2025

Best savings rate in the market

The title says it all. In savings you are mostly interested for a good return, and Zopa has the best. Reviewed on: 18th March 2025

Excellent customer service

Excellent customer service and great saving rates with easy access online. Reviewed on: 11th March 2025

Very easy to monitor my finances

Very easy to monitor my finances Reviewed on: 9th March 2025

I first started with Zopa as someone who contributed...

I first started with Zopa as someone who contributed to loans. Ended up getting loans too. Now I am a saver and have started looking at their bank. Does everything I need. Reviewed on: 9th March 2025

Great experience

Great experience setting up and verifying my account Reviewed on: 8th March 2025

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