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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8039)

Zopa is a great addition to your savings future

Having been with zopa for a number of years now, I feel the Smart saver stands out for other savings providers where all the information is in one logical and well laid app design. Currently competitive on rates, I would recommend those interested in saving for there future to look at Zopa as a savings partner. Reviewed on: 6th March 2025

I trust Zopa to give me the best interest rates

I've been saving with Zopa for years and I trust them to give me the best interest rates that they are able to, savings rates that are not just short term or for new customers but constant. I also love the doing everything via the app, it's so easy to use and makes saving so simple. And the ability to open different savings pots for all the different things I want to save for is great. Reviewed on: 6th March 2025

Best bank in 60 years

Easy to use. Clear information. Fantastic interest rates. I've had bank accounts for over sixty years, & Zopa is easily the best. Reviewed on: 6th March 2025

Top bank account

Top bank account.Easy to use and great interest rate Reviewed on: 6th March 2025

Trouble free

Straightforward to use and have had no problems Reviewed on: 5th March 2025

Long term customer

I have been using Zopa for a number of years now, rates are always competitive, setting up and maintaining accounts are easy, hassle free and has no issues over the years Reviewed on: 5th March 2025

Clean app surface, great rates on regular savers and...

Clean app surface, great rates on regular savers and easy access products, good app features and usability. Reviewed on: 5th March 2025

Very easy to use on-line bank account

Very easy to use on-line bank account Reviewed on: 4th March 2025

Good, but slowing

Very user friendly, fast and able to make multiple pots to assign money broadly. Interest rate is not as competitive as it was however. Reviewed on: 4th March 2025

The app is great and range of products are excellent

The app is great and range of products good. Reviewed on: 4th March 2025

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