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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Straight forward app easy to access.

Straight forward app easy to access. Reviewed on: 16th April 2025

Savings account easy to maintain online and very goo...

Savings account easy to maintain online and very good interest rates Reviewed on: 16th April 2025

It is online banking with well designed app

It is online banking. The app is well design and easy to operate. The money transfer process is simple. There are many different saving options to choose. The bank interest rates are reasonably good. It is safe and secure to you. Reviewed on: 16th April 2025

Very easy app to use.

Very easy app to use. Adding or withdrawing money is very simple and virtually instantaneous. Running total of interest earned is helpful. Totally fuss free. Reviewed on: 16th April 2025

Great Interest Rate

I have been using Zopa's bank account and their Smart Saver and I am really happy with the favourable interest rate and flexibility of these products. Reviewed on: 16th April 2025

Great app and easy to manage accounts and excellent...

Great app and easy to manage accounts and excellent interest rates on savings, especially with instant access accounts. Reviewed on: 16th April 2025

I use Zopa for a number of their products including...

I use Zopa for a number of their products including a current account, savings account and a personal loan. I like the smart saver option as I'm able to open separate pots for each goal I want to save for. It's easy to withdraw and transfer money if needed. The application for managing Zopa products is user friendly. Reviewed on: 16th April 2025

A good rate and easily accessible

A good rate and easily accessible Reviewed on: 16th April 2025

Ease of use

App is very easy to use, even for a technophobe! Reviewed on: 16th April 2025

Top quality, on-line savings account

I was looking for a top quality, on-line savings vehicle which offered great levels of interest and was enabled with my regular bank for easy top up. Regular feedback and continuous access were also important. That’s ZOPA. Reviewed on: 16th April 2025

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