Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

View other Zopa products

4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8039)

The account was easy to set up and the interest rate...

The account was easy to set up and the interest rate is the highest I've seen for this product Reviewed on: 31st March 2025

The savings pots have helped me

I mainly use Zopa for the savings pots. I like that i can keep my savings in one place but have it separated into its different purposes. E.g. one pot for saving for a car, on pot for holiday savings etc Reviewed on: 24th March 2025

Simpler than a simple thing!

So simple to set up and even easier to use - what’s not to like? If only all banks could do this! Reviewed on: 20th March 2025

Best savings rate in the market

The title says it all. In savings you are mostly interested for a good return, and Zopa has the best. Reviewed on: 18th March 2025

Excellent customer service

Excellent customer service and great saving rates with easy access online. Reviewed on: 11th March 2025

Very easy to monitor my finances

Very easy to monitor my finances Reviewed on: 9th March 2025

I first started with Zopa as someone who contributed...

I first started with Zopa as someone who contributed to loans. Ended up getting loans too. Now I am a saver and have started looking at their bank. Does everything I need. Reviewed on: 9th March 2025

Great experience

Great experience setting up and verifying my account Reviewed on: 8th March 2025

Zopa is zuper in my book

Great rates of interest and an easy to use app Reviewed on: 7th March 2025

Great for organising your money

I have a smart saver, to organise my savings both short and long term savings. it’s great to have all the different pots to segregate my different requirements. The interest rates are good and moving money between pots , isas and in and out of zoos is easy and quick Reviewed on: 6th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Branch Flexible Saver
from Nottingham Building Society 5.00 from 5 reviews
Savings
from Kent Reliance 2.29 from 43 reviews
Smart Saver
from The Co-operative Bank 3.17 from 12 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5936 reviews
Credit card
from Zopa 4.94 from 43457 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub