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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8041)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good, but slowing

Very user friendly, fast and able to make multiple pots to assign money broadly. Interest rate is not as competitive as it was however. Reviewed on: 4th March 2025

The app is great and range of products are excellent

The app is great and range of products good. Reviewed on: 4th March 2025

Easy to use app.

Easy to use app. Good rates of interest. Keeps me informed in real time. Reviewed on: 3rd March 2025

Sp easy to use.

The app is so easy and straightforward to use. That's what I like about it! And the rates are competitive. Reviewed on: 3rd March 2025

Easy to use enabling full control over finances

The Zopa platform is so easy to use and puts you very much in control of your finances. It’s simple to switch between fixed terms or instant access in order to maximise the interest paid which you can then see added daily. Reviewed on: 3rd March 2025

The app is easy to use, interest rates are competitive

The app is really easy to use, transfers are quick. It's easy to set up savings pots. Good interest rates too. When I've had to contact them, they've been very helpful. Reviewed on: 2nd March 2025

Great banking, professional and understandable

Great banking, professional and understandable Reviewed on: 2nd March 2025

Zopa savings account

Really easy to set up on the app and always a competitive rate. Reviewed on: 2nd March 2025

Zopa’s app is straightforward and very easy to use.

Zopa’s app is straightforward and very easy to use. Good rates of interest and easy to access. I’d recommend Zopa. Reviewed on: 2nd March 2025

The app is easy to use, you can transfer money from...

The app is easy to use, you can transfer money from one account to another, interest rates are good compared to similar accounts elsewhere Reviewed on: 2nd March 2025

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