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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8039)

Savings and Loan account- both good.

I have had both a savings account and a loan- both proved very satisfactory and the savings account continues to be so. Reviewed on: 2nd March 2025

Good little saver

Kept updated when interest rises also easy to set up Reviewed on: 2nd March 2025

excellent app

Really good savings rates and an excellent app, very easy to use Reviewed on: 2nd March 2025

Zopa the wopper of savings

easy set up and use of secure platform. very good rates and options Reviewed on: 2nd March 2025

Great app, great rates, what more can I say.

Great app, great rates, what more can I say. Reviewed on: 2nd March 2025

Really accessible app.

Really accessible app. Good investment rates and very good advice for alternative investment Reviewed on: 1st March 2025

Excellent online savings rates with a fantastic user...

Excellent online savings rates with a fantastic user friendly app. Reviewed on: 1st March 2025

Flexible, great value and great service

I love the flexibility, the ease of use of the app, and the customer service. I was unfortunately victim of fraud and the customer service department stepped up and solved my problem quickly. Reviewed on: 1st March 2025

Easy app.

Easy app. Quick transfers to other accounts. Good interest rates Reviewed on: 1st March 2025

Smart Saver

Great product. Simple, Easy to use, Good Customer Service. Reviewed on: 1st March 2025

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