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Zopa: Smart Saver reviews

4.94
Based on 8,041 reviews, last reviewed 12th Mar 2026
81300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026
Annette Y's avatar
Annette Y

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8041)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

I have had no problems at all with Zopa, and i highl...

5
I have had no problems at all with Zopa, and i highly recommend them. Reviewed on: 28th February 2025

Zopa is easy customer friendly

5
Zopa is a very easy customer friendly bank service Reviewed on: 28th February 2025

Very easy and simple all round

5
Very easy to open the savings account, easy to transfer money as it's all managed from an app on my phone. Zopa offers different types of savings accounts with varying interest rates depending on how long you are willing to leave your money untouched. A great way to build up a nest egg of savings in a way that suits you. Reviewed on: 28th February 2025

Easy to use very good app .

5
Easy to use very good app .would recommend the app to friends and relatives Reviewed on: 28th February 2025

Very easy and simple way of banking

5
Very easy and simple way of banking Reviewed on: 28th February 2025

Very helpful and good savings rates

5
Very helpful and good savings rates Reviewed on: 28th February 2025

Saving has never been easier.

5
Saving has never been easier. You control your account from your phone with a user friendly app. Brilliant. Reviewed on: 28th February 2025

Love the app easy to track money and really easy to...

5
Love the app easy to track money and really easy to borrow when needed , like the boosted pots to save you from unneeded dipping Reviewed on: 28th February 2025

No Fuss Savings

5
Great app, easy to use and understand, no fuss savings Reviewed on: 28th February 2025

Easy to interact with, always able to look at your m...

5
Easy to interact with, always able to look at your money activity at all times. Reviewed on: 28th February 2025

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