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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8041)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great interest rates and easy to open accounts.

Great interest rates and easy to open accounts. Neat App, simple to use and easy to move money between accounts. Good communication via email etc giving information regarding changes to accounts, conditions or rates. Reviewed on: 28th February 2025

In my experience Zopa is developing financial servic...

In my experience Zopa is developing financial services in a far more innovative and rapid way than the more traditional banks. Reviewed on: 28th February 2025

Excellent modern day banking!

Easy to use app. Great savings rate. Couldn’t be simpler. Reviewed on: 28th February 2025

Good rates, easy to use app, great customer service.

Good rates, easy to use app, great customer service. Get regular updates and notifications. Good as a bank and current account and as a savings account. Reviewed on: 28th February 2025

Good product

Great for regular savers, highly recommended. Reviewed on: 28th February 2025

Good app, competitive rates

Good app, competitive interest rates and products, friendly ! Reviewed on: 28th February 2025

Best interest rate

Best interest rate for a savings account and easy to deposit and withdraw. Reviewed on: 28th February 2025

Excellent Zopa app and simple to use

Have moved from a high street bank to Zopa as it’s so simple to use and set up pots for your everyday monthly expenditures to help you budget better. I’ve already recommended zopa to all my family and would continue to do so as the experience is really good all under one umbrella! I’ve fed back some suggestions and it seems that someone does listen! There is a feature to setup transfers and it take seconds when transferring funds from one account to an external account! Reviewed on: 28th February 2025

Best saving

Best of all the savings accounts out there Reviewed on: 28th February 2025

Good competitive savings products.

Good competitive savings products with an easy to navigate website. Reviewed on: 28th February 2025

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